PENULISAN 1: TUGAS SOFTSKILL BAHASA INGGRIS BISNIS 2

Top tips for choosing investments

Use these tips and key steps to help find an investment that’s right for you.

1.      Review your needs and goals

It’s well worth taking the time to think about what you really want from your investments. Knowing yourself, your needs and goals and your appetite for risk is a good start, so start by filling in a money fact find.

2.      Consider how long you can invest

Think about how soon you need to get your money back. Time frames vary for different goals and will affect the type of risks you can take on. For example:

  Ø  If you’re saving for a house deposit and hoping to buy in a couple of years, investments such as shares or funds will not be suitable because their value goes up or down. Stick to cash savings accounts like Cash ISAs.

  Ø  If you’re saving for your pension in 25 years’ time, you can ignore short-term falls in the value of your investments and focus on the long term. Over the long term, investments other than cash savings accounts tend to give you a better chance of beating inflation and reaching your pension goal.

3.      Make an investment plan

Once you’re clear on your needs and goals – and have assessed how much risk you can take – draw up an investment plan. This will help you identify the types of product that could be suitable for you.

A good rule of thumb is to start with low risk investments such as Cash ISAs. Then, add medium-risk investments like unit trusts if you’re happy to accept higher volatility. Only consider higher risk investments once you’ve built up low and medium-risk investments. Even then, only do so if you are willing to accept the risk of losing the money you put into them.

4.      Diversify!

It’s a basic rule of investing that to improve your chance of a better return you have to accept more risk. But you can manage and improve the balance between risk and return by spreading your money across different investment types and sectors whose prices don’t necessarily move in the same direction – this is called diversifying. It can help you smooth out the returns while still achieving growth, and reduce the overall risk in your portfolio.

5.      Decide how hands-on to be

Investing can take up as much or as little of your time as you’d like:

  Ø  If you want to be hands-on and enjoy making investment decisions, you might want to consider buying individual shares – but make sure you understand the risks.

  Ø  If you don’t have the time or inclination to be hands-on – or if you only have a small amount of money to invest – then a popular choice is investment funds, such as unit trusts and Open Ended Investment Companies (OEICs). With these, your money is pooled with that of lots of other investors and used to buy a wide spread of investments.

  Ø  If you’re unsure about the types of investment you need, or which investment funds to choose, get financial advice.

6.      Check the charges

If you buy investments, like individual shares, direct, you will need to use a stockbroking service and pay dealing charges. If you decide on investment funds, there are charges, for example to pay the fund manager. And, if you get financial advice, you will pay the adviser for this.

Whether you’re looking at stockbrokers, investment funds or advisers, the charges vary from one firm to another. Ask any firm to explain all their charges so you know what you will pay, before committing your money. While higher charges can sometimes mean better quality, always ask yourself if what you’re being charged is reasonable and if you can get similar quality and pay less elsewhere.

7.      Investments to avoid

Avoid high-risk products unless you fully understand their specific risks and are happy to take them on. Only consider higher risk products once you’ve built up money in low and medium-risk investments.

And some investments are usually best avoided altogether.

8.      Review periodically – but don’t ‘stock-watch’

Regular reviews – say, once a year – will ensure that you keep track of how your investments are performing and adjust your savings as necessary to reach your goal. You will get regular statements to help you do this. Find out more below.

However, don’t be tempted to act every time prices move in an unexpected direction. Markets rise and fall all the time and, if you are a long-term investor, you can just ride out these fluctuations.

REFERENCE:

https://www.moneyadviceservice.org.uk/en/articles/top-tips-for-choosing-investments

M6 TUGAS SOFTSKILL BAHASA INGGRIS BISNIS 2

Conditional Sentence

Conditional Sentence is a combination of two words where one of them is a requirement sentence and the sentence is a result of the requirement sentence. In the Conditional Sentence is divided into three types, namely type 1, type 2 and type 3. Here is the explanation:

1. Conditional Sentence Type 1

        Conditional Sentence Type 1 can be used to make a conditional sentence that still allows one to achieve as a new condition will occur in the future.

Conditional Sentence Formula Type 1

If + Subject + Verb 1, Subject + Will + Infinitive
or
Subject + wil + Infinitive, If + Subject + Verb 1
Example :
a.   Your teacher will be angry if you noisy in the classroom.
b.   If he work hard, he will be success.
c.   My father will give me reward if i can be the first winner.

2. Conditional Sentence Type 2

       Conditional Sentence Type 2 can be used to indicate a possibility of fulfillment of the conditional sentence would be difficult at the present time (present tense) or in the future (future tense).

Conditional Sentence Formula Type 2

If + Subject + Would + Infinitive, Subject + Verb 2
or
Subject + Verb 2, If + Subject + Would + Infinitive

Example :
a.   I would attend your home if it did not rain.
b.   My mother would be fine if I went with you.
c.   Smith would tell you the truth if you knew it.

3. Conditional Sentence Type 3

      Conditional Sentence Type 3 is used to indicate a conditional sentence that can not be me because his time has past since it is too late or can not be played back.

Conditional Sentence Formula Type 3

If + Subject + Would + Have + Verb3, Subject + Had + Verb 3
or
Subject + Had + Verb 3, If + Subject + Would + Have + Verb 3

Example :
a.   Jack would have been here, if the flight had not been canceled.
b.   If I were Spiderman, I would jump every building.
c.   I would not have bought a shoes if I had known that still good.

Sumber :
http://inggrisonline.com/pengertian-fungsi-dan-rumus-conditional-sentence-type-1-2-3/
http://inggrisonline.com/pengertian-fungsi-rumus-conditional-sentence-type-1-dan-contoh-kalimat/
http://inggrisonline.com/pengertian-fungsi-rumus-conditional-sentence-type-2-dan-contoh-kalimat/
http://inggrisonline.com/pengertian-fungsi-rumus-conditional-sentence-type-3-dan-contoh-kalimat/
http://echahermansyah.blogspot.co.id/2015/03/tugas-bahasa-inggris-bisnis-2_25.html

M5 TUGAS SOFTSKILL BAHASA INGGRIS BISNIS 2

Count and Uncountable nouns

1. Countable nouns are nouns that can be calculated, which can indicate the quantity or number, eg noun pen can be counted one, two, or three pens.

Examples of nouns that can be counted: cat, dog, man, baby, person, animal, bottle, box, coin, cup, plate, table, chair, bag, glass, books, house, etc. Objects that are all around us generally are objects that can be counted.

example countable nouns:

- We could see a ship in the distance.

- I have to brothers, John and Mark.

- I've got a problem with the car.

- Do you like these photos?

- I'm going out for five minutes.

2. Uncountable nouns (also called mass nouns) is the opposite of countable nouns, ie nouns that can not be calculated, for example, the noun water. Nouns can not be said to be a water or two of water, but is more appropriately used along with other nouns that can be counted, for example a glass of water or two glass of water.

Examples of nouns that can not be calculated: sand, water, rice, sugar, cheese, tea, coffee, advice, assistance, fun, money, music, art, love, etc.

example uncountable nouns:

- Can I have some water?

- Shall we sit on the grass?

- The money is much better in my new job.

- I love music.

- Would you like some coffee?

• Consider a few records of countable and uncountable nouns below :

1. Much and many equally mean a lot, used to express the amount of the countable and uncountable nouns. Many are used for countable nouns and lies

preceded it, while much is used for uncountable nouns.

example:

- How many years have you lived in Surabaya?

- She did not have much fun at the Tunjungan Plaza.

- I have not got many pens.

- I have not got much rice.

2. Number and amount has the same meaning that the amount or number. Number is used for countable nouns, while the amount for uncountable nouns.

example:

- My teacher gives me a large number of assignments.

- My teacher gives me a large amount of homework.

- We have been friends for a number of years.

-They give us an amount of money.

3. Few and little have the same meaning, namely a bit. Few used for countable nouns, while little used for uncountable nouns.

example:

- The party has attended by a few men.

- There is only a little milk on the table.

- I've got a few dollars.

- I've got a little money.

- Few people understand the difference.

4. Fewer and less have the same meaning, namely a bit. Fewer is used for countable nouns, while less is used for uncountable nouns.

example:

- This kind of job will give you fewer dollars.

- He pays me less money than I thought.

- Fewer birds came this year.

- Doctors recommend eating less salt.

5. Some and any have the same meaning that multiple, normally used to express the number of indeterminate on countable nouns (plural) or uncountable nouns.

example:

- I've got some money.

- Have you got any rice?

- I've got some dollars.

- Have you got any pens?

Countable nouns can be singular or plural form.

- My cat is playing.

- My cats are hungry.

Countable nouns are singular may be preceded by words this, that, every, each, either, and Neither, whereas the plural is usually preceded by these words, those, some, any, enough, and the zero article. See also notes and examples above.

Generally, uncountable nouns can not be made plural, unless it is accompanied by other types of words.

- There are new wines being Introduced every day.

- The waters of the Atlantic are much warmer this time of year.

- The Dutch are famous for their cheeses.

Countable nouns can be preceded by a, an (indefinite article) for the singular and the (definite article) for singular and plural.

If the form is singular countable nouns, then the use of words such as a, an, the, my, this, etc.. should be used.

- I want an orange. (Can not say I want orange.)

- Where is my bottle? (Not to say Where is the bottle?)

But, if countable nouns plural form, then the noun it can stand on its own:

- I like oranges.

- Bottles can break.

Sometimes uncountable singular nouns that end also treated using a singular verb.

- This is very important news.

- Your luggage looks heavy.

Indefinite article a, not commonly used in an uncountable nouns.

- A piece of news (not a news)

- A bottle of water (not a water)

- A grain of rice (not a rice)

So, it should be said in front of her testimony. Note the following other examples.

- There has been a lot of research into the causes of this disease.

- He gave me a great deal of advice before my interview.

- They've got a lot of furniture.

- Can you give me some information about uncountable nouns?

Uncountable nouns are often used with no article (zero article)

- Poetry is beautiful.

- Sugar is sweet.

- Experience is the best teacher.

Uncountable nouns can be preceded by the word some, any, enough, this, that, and much. And because it is not countable nouns can not be preceded by these words, those, every, each, either, and Neither. See more notes and examples above. It is important to know whether a noun is included in countable nouns or uncountable nouns. This will allow us to recognize what type of words that can be put around it.

Reference :

http://senyumanmuhidupku.blogspot.co.id/2013/06/the-noun-phrase.html

http://catatanbahasainggris.blogspot.com/2009/01/countable-and-uncountable-nouns.html

http://dindarifiyani.blogspot.com/2012/11/about-noun-phrase.html

www.google.com

My Experience in Jogja

      Years ago, precisely in August, I spent the holidays in Yogyakarta, the city is famous in Indonesia. I went to Borobudur with friends. My friends and leave in the morning by train. I have prepared everything before we went to Jogja. While we're in the street, we can see some beautiful sights such as rice fields, rivers, tunnels etc. My friend and I arrived at the Borobudur Temple at 6:30 pm. We stayed in one of my friend's house in Yogyakarta.

        The next day, we went to Borobudur the afternoon, there I saw a lot of tourists. Borobudur Temple was packed on a holiday. I can learn and practice speaking English with foreign tourists different language to me. He was very friendly and nice. This is the first time I spoke English with foreign tourists. We came back at 20:30 at night. This is a very exciting holiday for me and my friend happy.

M3 TUGAS SOFTSKILL BAHASA INGGRIS BISNIS 2

PRONOUN

In linguistics and grammar, a pronoun (Lat: pronomen) is a pro-form that substitutes for a noun (or noun phrase), such as, in English, the words it (substituting for the name of a certain object) and she (substituting for the female name of a person). The replaced noun is called the antecedent of the pronoun.

For example, consider the sentence “Lisa gave the coat to Phil.” All three nouns in the sentence can be replaced by pronouns: “She gave it to him.” If the coat, Lisa, and Phil have been previously mentioned, the listener can deduce what the pronouns she, it and him refer to and therefore understand the meaning of the sentence; however, if the sentence “She gave it to him.” is the first presentation of the idea, none of the pronouns have antecedents, and each pronoun is therefore ambiguous. Pronouns without antecedents are also called unprecursed pronouns. English grammar allows pronouns to potentially have multiple candidate antecedents. The process of determining which antecedent was intended is known as anaphore resolution.

TYPES OF PRONOUNS

Common types of pronouns found in the world’s languages are as follows:

Personal pronouns stand in place of the names of people or things:

·         Subject pronouns are used when the person or thing is the subject of the sentence or clause. English example: I like to eat chips, but she does not.

·         Second person formal and informal pronouns (T-V distinction). For example, vous and tu in French. There is no distinction in modern English though Elizabethan English marked the distinction with “thou” (singular informal) and “you” (plural or singular formal).

·         Inclusive and exclusive “we” pronouns indicate whether the audience is included. There is no distinction in English.

·         Intensive pronouns, also known as emphatic pronouns, re-emphasize a noun or pronoun that has already been mentioned. English uses the same forms as the reflexive pronouns; for example: I did it myself (contrast reflexive use, I did it to myself).

·         Object pronouns are used when the person or thing is the object of the sentence or clause. English example: John likes me but not her.

Direct and indirect object pronouns. English uses the same oblique form for both; for example: Mary loves him (direct object); Mary sent him a letter (indirect object).

·         Reflexive pronouns are used when a person or thing acts on itself. English example: John cut himself.

·         Reciprocal pronouns refer to a reciprocal relationship. English example: They do not like each other.

Prepositional pronouns come after a preposition. No distinct forms exist in English; for example: Anna and Maria looked at him.

Disjunctive pronouns are used in isolation or in certain other special grammatical contexts. No distinct forms exist in English; for example: Who does this belong to? Me.

Dummy pronouns are used when grammatical rules require a noun (or pronoun), but none is semantically required. English example: It is raining.

Weak pronouns.

Possessive pronouns are used to indicate possessionor ownership.

·         In a strict sense, the possessive pronouns are only those that act syntactically as nouns. English example: Those clothes are mine.

·         Often, though, the term “possessive pronoun” is also applied to the so-called possessive adjectives (or possessive determiners). For example, in English: I lost my wallet. They are not strictly speaking pronouns[citation needed] because they do not substitute for a noun or noun phrase, and as such, some grammarians classify these terms in a separate lexical category called determiners (they have a syntactic role close to that of adjectives, always qualifying a noun).

Demonstrative pronouns distinguish the particular objects or people that are referred to from other possible candidates. English example: I’ll take these.

Indefinite pronouns refer to general categories of people or things. English example: Anyone can do that.

·         Distributive pronouns are used to refer to members of a group separately rather than collectively. English example: To each his own.

·         Negative pronouns indicate the non-existence of people or things. English example: Nobody thinks that.

Relative pronouns refer back to people or things previously mentioned. English example: People who smoke should quit now.

·         Indefinite relative pronouns have some of the properties of both relative pronouns and indefinite pronouns. They have a sense of “referring back”, but the person or thing to which they refer has not previously been explicitly named. English example: I know what I like.

Interrogative pronouns ask which person or thing is meant. English example: Who did that?

       ·         In many languages (e.g., Czech, English, French, Interlingua, and Russian), the sets of relative and interrogative pronouns are nearly identical. Compare English: Who is that? (interrogative) to I know who that is. (relative).
   
     Sumber:
h    https://1isd.wordpress.com/2012/04/29/tugas-softskill-bahasa-inggris-bisnis-2-pronouns-2/

M2 TUGAS SOFTSKILL BAHASA INGGRIS BISNIS 2

DEFINITION SUBJECT, VERB, COMPLEMENT and MODIFIER

  Ø  Subject is a noun, pronoun, or other words that can be classified into noun or pronoun. The subject is the person or thing doing the action, and the subject usually precedes the verb

.

  Ø  Verb  is a function word to indicate the action of the subject, showing events or circumstances. Verb is one of the eight parts of speech.

  Ø  Complement is a word or group of words that completes the meaning of the subject, verb, or object.

  Ø  Modifier is a word, phrase, and clause that functions as an adjective or adverb that describes   another word or group of words.

EXAMPLE:

Ryan and Ana  /  were eating  /     noodles      /  an hour ago .

    Subject              Verb           Complement       Modifier

My Mom  /  is cooking  /   breakfast   /   this morning .

 Subject          Verb        Complement       Modifier

Shelly    / should have bought /        book       /    yesterday .

Subject             Verb                Complement       Modifier

SOURCE:

https://books.google.com/books?isbn=9796101106

https://dwmonkeys.wordpress.com/2010/03/22/subject-verb-complement-and-modifier/

http://www.wordsmile.com/pengertian-macam-contoh-kalimat-verbs

http://www.wordsmile.com/pengertian-contoh-kalimat-subject-verb-complement

http://www.wordsmile.com/pengertian-contoh-kalimat-modifier-inggris

http://nurfitri-ani.blogspot.co.id/2015/04/softskill-bahasa-inggris-bisnis-2.html

Tugas Softskill B.inggris Bisnis 2 (Telling about yourself)

Hello, everybody. Allow me to introduce myself. My complete name is Muhamad Deny Amsah,  you can call me Deny. I was born in Magelang. I live at kp. lio, kec. pancoran mas, Depok.

My hobies are football , watch movie and series korean because all that make me happy and laugh. I graduated from senior high school Sejahtera 1 Depok, and now I am studying in gunadarma University focusing in Economic Accounting.

I have pleasant personality. I am very friendly,sometimes I am shy if I meet new people. I also fairly outgoing but not dominating, I'am confident. I also inteligent so I have a lot friends. sometimes I become annoying person and selfish. I like study hard ans I smile a lot.

My future  plans are very definite, first I am going to improve english and then finish my study in gunadarma university for four years. after that i want work in Direktorat jendral pajak. and get married  with my soul mate,and certainly girls, I want to live in depok for a long time, I wanna live happy forever with my wife and my children someday.

I think that's enough introduction, and success always for all